Get 5% Cashback – Discover it!


With Thanksgiving and Christmas Holidays on the horizon, buying gifts for family and friends can put some money in your pocket if you are shopping with a cashback credit card.

From now to December 2014, Discover it credit card users will earn 5% cashback on department store shopping and online purchases up to $1500. All other purchases earn you 1% cashback.

The key to earning cashback is making sure that you sign up online. This is a very simple process: log into your Discover it account, click rewards, and then click sign up.

Please note that government products, utilities or travel and educational purchases are excluded from 5% cashback. Also, purchases made at warehouse clubs or discount stores and purchases made using virtual wallets or third party payment providers will not receive 5% Cashback Bonus.

Department stores as defined by are stores that sell a variety of products with different checkout counters in each department.

Examples of online retailers are,, Barnes and, and

Examples of department Stores are JC Penney’s, Kohl’s, Macy’s, Nordstrom and Sears.
Ensure that you read the terms and conditions carefully before you shop. Rewards will be reflected in your rewards account within two billing cycles.

Compare cashback credit cardscashback credit cards for the best deal for your credit score and needs.


Don’t Blame Thomas Duncan; Thank him!


The Internet has been flooded with angry comments lashing out at the now deceased Thomas Duncan since he was diagnosed with Ebola in Texas. People are angry that he allegedly entered the United States knowing he had possibly been exposed to Ebola and has now infected others. What many do not realize is that somebody was going to enter the country at some point with the virus – it just happened to be Thomas Duncan! I was initially angry too, until I started to look at the broader issues surrounding his treatment. In The Ebola Frenzy – Miracle Needed!, I questioned whether he deserved proper treatment since it had been reported that he lied on the immigration form about his exposure to the virus.

Thomas Duncan’s diagnosis in the USA has happened at a crucial time that allows the USA and the rest of the world to assess their preparedness to deal with this virus and to take action. The CDC had a false sense of security that they were adequately prepared to deal with the virus, but the poor response to Thomas Duncan in terms of treatment and quarantine has poked gaping holes in their argument. Now that two nurses who treated him have contracted the virus, the truth is being revealed about the lack of protocol that exists in the hospital that treated him.

When the first nurse reportedly contracted the virus, CDC was quick to place blame on the nurse by stating breach of protocol caused the transmission of the virus. This response was similar to the Spanish authorities blaming a Spanish nurse when she contracted the virus while doing her job. Now that a second nurse has been diagnosed, the nurses are no longer keeping quiet. They have revealed that they are on the front line without proper training, guidance and equipment. It is this lack of guidance that caused Thomas Duncan to be misdiagnosed the first time he went to the hospital; that caused him to be left in waiting room with other patients for hours upon his second arrival at the hospital; that caused the nurses to be treating other patients while treating Duncan; that eventually caused the transmission of Ebola from Duncan to the nurses.

Across the world, top government officials are locked in high level meetings assessing their preparedness and putting systems in place in hospitals and at airports – why? Duncan’s diagnosis in the USA has forced them to face reality. The UK, USA and other countries have now started screening people at the airports to try to contain the virus at the point of entry. The current screening methods are not adequate, but at least they are doing more than relying on people to be truthful about the countries they have visited and if they were in contact with someone who had Ebola.

Many people believe that flights from African countries should be banned, but that’s like sticking your head in the sand and believing that somehow we can isolate ourselves from the rest of the world and keep the virus out. The virus is going to spread even if flights from African nations are banned as the world is so intricately connected. The virus will simply spread to other neighboring countries and eventually to the USA. Trying to seal off our borders is like rich people refusing to help the poor without realizing that eventually they will have to deal with effects of poverty directly and indirectly.

The real fight needs to take place in the African nations where the virus has been killing people for months. Experimental drugs should have been sent there months ago when the first few hundred cases emerged and more health officials deployed to assist with care. Now that the CDC has announced that in two months an estimated 10,000 new cases of Ebola could be diagnosed each week, there is hope that affected African nations will get more help to combat the spread of this deadly virus and the loss of more human lives.

Don’t be angry with Duncan; thank him!

Thomas Duncan has caused the Western world to wake up out of their slumber; to realize that we are not immune to Ebola and that we are grossly unprepared to deal with Ebola victims or stop its transmission. Because of Thomas Duncan, we can be better prepared!

The Ebola Frenzy – Miracle Needed!


If you haven’t heard about Ebola then you must have been in a coma for at least the last few weeks. The media has been feverishly (pun intended) reporting on every aspect of Ebola since a Liberian man, Thomas Eric Duncan was diagnosed with the virus in Texas, United States. He has since been hospitalized and his family quarantined. CDC has been monitoring up to 100 people who had direct or indirect contact with Thomas Eric Duncan.

Ebola surged to the world’s consciousness when two American missionaries who contracted the virus while treating Ebola patients in Africa, were flown to the United States for treatment. The Americans miraculously recovered from the virus, while thousands in various African countries died within days of contracting this deadly virus. This left many people questioning why this miracle drug was not sent to African nations so that lives could be saved and the scourge of the virus curbed.

Some people believe this might be a matter of capitalism where American pharmaceutical companies want to keep control of the drug and make more money from its production. Others surmise that the drug is still in experimental stage so widespread usage of the drug is not advisable since its effects are not fully known. If they are concerned about adverse reactions, wouldn’t desperate, dying patients in Africa nations be the perfect trial candidates? Still others believe that it all boils down to the fact that poor black, Africans dying in droves from this deadly virus is simply not that big of a deal.

The latest news about Thomas Eric Duncan’s condition is that he is deteriorating and in critical condition. It has also been reported that he will not be treated with the ‘miracle’ drug Zmapp that was used to treat the two American missionaries who recovered from the virus. He has instead been given another drug – brincidofovir , which has not been previously used on humans.

The reason Thomas Eric Duncan is not being treated with ZMapp is that the miracle drug has miraculously run out. Yes, I did say it has run out! There is no more available at this time! Is this explanation plausible? How could a miracle drug that has successfully treated Ebola patients be allowed to run out? Are we to believe that the drug companies that are so interested in making money have not manufactured enough of a drug that can likely cure a deadly virus that has every one worried about Apocalypse and zombies? President Obama in a press release says he considers this virus “A top national security priority” so how on earth do they expect the public to believe that this drug has run out?

In all honesty, the public is not too alarmed that Thomas Eric Duncan is not being treated with Zmapp. Many people are angry that he has brought this disease to America and believe he should be left to die. They believe that he knew he was exposed to the deadly virus, but decided to put others at risk so he could get to America and possibly receive better treatment. The Liberian authorities said he lied about having had contact with Ebola victims on the immigration form he filled out on his way out of Liberia.

Is Thomas Eric Duncan deserving of proper treatment?

If you knew you were infected with this deadly virus, wouldn’t you go to a country where you could get the best treatment?